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View Poll Results: What was your highest combined credit card balance?
I've never carried a balance 8 22.86%
Under $1000 0 0%
$1000 - $2500 5 14.29%
$2500 - $5000 2 5.71%
$5000 - $7500 0 0%
$7500 - $10,000 6 17.14%
$10,000 - $15,000 4 11.43%
$15,000 - $20,000 3 8.57%
Over $20,000 7 20.00%
Voters: 35. You may not vote on this poll

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Old 04-08-2008, 07:40 PM   #1
ute4ever
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Default What is the largest credit card debt you've ever had?

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Old 04-08-2008, 07:42 PM   #2
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Personal or business/expense account?

Also, if personal, do you mean unpaid balance after one billing cycle, or simply how high did you get it one month before you paid it all off?
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Old 04-08-2008, 07:49 PM   #3
ute4ever
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Personal accounts. Combining your balances at any given time.

I've gone from $0 last May to what is, to me, an astronomical number in less than eleven months. Fortunately I've been blessed with a workload that will allow be to pay it all off by the end of June. I just wonder how it compares to you rich people.
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Old 04-08-2008, 07:51 PM   #4
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Quote:
Originally Posted by ute4ever View Post
Personal accounts. Combining your balances at any given time.

I've gone from $0 last May to what is, to me, an astronomical number in less than eleven months. Fortunately I've been blessed with a workload that will allow be to pay it all off by the end of June. I just wonder how it compares to you rich people.
I currently owe about 40k in personal credit card debt due to numerous things.
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Old 04-08-2008, 07:59 PM   #5
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Quote:
Originally Posted by cougjunkie View Post
I currently owe about 40k in personal credit card debt due to numerous things.
Shnikeys, dude! That seems like a lot, but then again, credit card debt freaks me out.

I think the most we ever owed combined was still about $6 or $7K, and that was when we were first married.

That was almost a decade ago. We are fortunate to be able to pay off our CC bills monthly.

We also have some student loan debt left....about $13K? somewhere around there. No rush to pay that off.

The highest i ever had in one billing cycle was a bit over $40K on my business CC. It was all expensed and paid for that month. I CLEANED UP on hotel points that month, though. Not bad.
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Old 04-09-2008, 06:16 AM   #6
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Quote:
Originally Posted by TripletDaddy View Post
Shnikeys, dude! That seems like a lot, but then again, credit card debt freaks me out.

I think the most we ever owed combined was still about $6 or $7K, and that was when we were first married.

That was almost a decade ago. We are fortunate to be able to pay off our CC bills monthly.

We also have some student loan debt left....about $13K? somewhere around there. No rush to pay that off.

The highest i ever had in one billing cycle was a bit over $40K on my business CC. It was all expensed and paid for that month. I CLEANED UP on hotel points that month, though. Not bad.
I've had as high as 15k, but that was paid off in the normal billing cycle. It was a planned thing.

We use our card for everything now and pay it off every month.
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Old 04-09-2008, 02:40 PM   #7
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you should do another poll for student debt.
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Old 04-09-2008, 05:13 PM   #8
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Originally Posted by nikuman View Post
I've had as high as 15k, but that was paid off in the normal billing cycle. It was a planned thing.

We use our card for everything now and pay it off every month.

We do the same thing on an airlines card. We get at least a couple of free tickets a year.
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Old 04-09-2008, 05:25 PM   #9
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943,000. How do you think I built m house?
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Old 04-09-2008, 06:24 PM   #10
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Quote:
Originally Posted by creekster View Post
We do the same thing on an airlines card. We get at least a couple of free tickets a year.
I pay for all sorts of stuff with my points. They can be converted into airline miles (although not as quickly as if it was just an airlines card) but, more to the point, I can buy stuff with them too. My entire slate of gifts for my wife last year was a result of my points.
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