02-21-2008, 10:10 PM | #4 | |
Senior Member
Join Date: Aug 2005
Location: Norcal
Posts: 5,821
|
Quote:
The good news is that it's the perfect crime. Nobody seems to care, including your credit card company. So you just file your claim and they pretty much rubber stamp it. You'll owe absolutely nothing in the end. In fact my only out of pocket cost was $10 for the police report, and only my personal bank wanted that. I had about a 1 week period where I was out $2,000 from my own savings account until they reviewed the police report and ruled in my favor. The funniest part was that they dropped charges from prior to the reported theft. I had to actually call my credit card company and tell them that some of those charges were legit. That's how little they care; they have insurance. The most amazing thing is that the criminals managed to spend that much money almost wholly on gasoline, cigarettes and beer in about 12 hours. They must have had friends lining up to fill their tanks. Oh, one other thing. You can contact the companies who keep credit scores (Experian et al) and have them flag your name. I think the flag lasts several years. Basically anytime anyone applies for credit in your name the lender is required to call your home phone to verify that it's you making the application. |
|
Bookmarks |
|
|