more cash flow? or pay off car...

[creekster]

Originally Posted by Detroitdad

I am all with you on this. I just think that a 6 month time horizon is not worth the piece of mind that you would get.

I envy you that you have had the luxury to wish that you had more savings younger. Shortly after I had started saving and investing for the long term a substantial portion was wiped out by the internet/tachnology bubble. And I did not even get the joy of daytrading or even owning internet stocks, but the mutual funds I owned got hammered. So, paradoxically I am one of the rare people who can say, "i wish I had not invested so much when I was young." It was a hard way to learn a valuable lesson.

Bummer. sorry to hear about your situation. Not sure if I have the luxury to wish I had saved more, becasue if it is a luxury, it is one you can buy pretty cheaply and you never lose it once you have it.