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08-22-2007, 01:48 AM | #1 |
Demiurge
Join Date: Aug 2005
Posts: 36,365
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byu1's predicament
http://www.cougarboard.com/noframes/...tml?id=2918337
I just came up with an idea. I bet if he sold his 350z he could use that to keep his house solvent for a while. |
08-22-2007, 01:54 AM | #2 | |
Board Pinhead
Join Date: Jan 2006
Location: In the basement of my house, Murray, Utah.
Posts: 15,941
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Quote:
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"The beauty of baseball is not having to explain it." - Chuck Shriver "This is now the joke that stupid people laugh at." - Christopher Hitchens on IQ jokes about GWB. |
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08-22-2007, 01:56 AM | #3 |
Demiurge
Join Date: Aug 2005
Posts: 36,365
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08-22-2007, 02:00 AM | #4 |
Senior Member
Join Date: Jan 2006
Location: South Salt Lake, Utah
Posts: 1,742
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I don't want people to feel badly for me and my 5.5% fixed rate either
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"Seig heil!" - ExUte Må din pung bli överkörd av femhundra siamesiska elefantbögar samtidigt som du får en ananas uppkörd långt upp i rektum - Most common thing said to LiveCoug on his mission. |
08-22-2007, 02:18 AM | #5 |
Charon
Join Date: Jan 2006
Location: In the heart of darkness (Provo)
Posts: 9,564
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We are at 4 5/8 fixed. Neener, neener.
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"... the arc of the universe is long but it bends toward justice." Martin Luther King, Jr. |
08-22-2007, 02:20 AM | #6 |
Board Pinhead
Join Date: Jan 2006
Location: In the basement of my house, Murray, Utah.
Posts: 15,941
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You guys have me beat. I'm at 6 1/8 fixed - but I'm in year 8 of 15.
__________________
"The beauty of baseball is not having to explain it." - Chuck Shriver "This is now the joke that stupid people laugh at." - Christopher Hitchens on IQ jokes about GWB. |
08-23-2007, 01:53 AM | #7 |
Senior Member
Join Date: Nov 2006
Location: Utah
Posts: 1,148
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08-23-2007, 02:05 AM | #8 | |
Charon
Join Date: Jan 2006
Location: In the heart of darkness (Provo)
Posts: 9,564
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Quote:
Trust me, my timing in financial matters is rarely this good.
__________________
"... the arc of the universe is long but it bends toward justice." Martin Luther King, Jr. |
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08-23-2007, 02:31 AM | #9 |
Board Pinhead
Join Date: Jan 2006
Location: In the basement of my house, Murray, Utah.
Posts: 15,941
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Points are a huge ripoff. They're just another way for the mortgage company to suck money out of your pocket and increase the commission of the guy doing the mortgage for you.
__________________
"The beauty of baseball is not having to explain it." - Chuck Shriver "This is now the joke that stupid people laugh at." - Christopher Hitchens on IQ jokes about GWB. |
08-23-2007, 05:46 AM | #10 | |
Senior Member
Join Date: Jan 2006
Location: Utah
Posts: 5,741
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Quote:
200,000 loan amount, at an interest rate of 6.5%, closing costs at 3% so you pay 6000 in closing costs and your payment is 1264.16. If you pay 1 point and buy down the rate to 6% it looks like this: 200,000 loan amount, interest rate of 6%, closing costs at 3% plus additional 2,000 for 1 point. Your payment is: 1167.15 a month. So to make it simple you save 100 a month, in 20 months you recoup your original 2k, and over the next 28 years you will save yourself: $33,600.
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