Quote:
Originally Posted by TripletDaddy
I wish I were above 800.
Truthfully, I seem to have maxed out. I hit a ceiling and don't seem to move up or down either way.
What are the people at 800 doing that the ones at 730-760 are not? I know the rate benefit differential at that level is going to be negligible, but out of curiosity, how do some folks get up past 800? Do I have to open a few more cards, use them, and pay them off on time?
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I have only pulled about 2000 credit reports in my lifetime and I have seen over 800, once or twice. So you may want to ask BDB because she doesnt use credit cards, has a co-signer on her car and is still over 800 which is amazing.