All of it will play a role financially...not just in the square foot, but how much concrete you will need, the heighth of your ceilings will add to the costs (more structure support, etc.), how many windows you cut out and put in, higher pitched roofs will as well.
One thing to keep in mind as well...costs may be higher or lower depending on the design, but you should also think about ongoing costs. Higher ceilings will increase heating and air conditioning bills but the pros still may outweigh the cons to doing that.
An unfinished basement will help with initial costs but it will obviously increase the headaches down the road when you decide to finish it. Good luck. FM probably has some good ideas on building a house as well...boardmail Randal and ask him to talk to FM for you.
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