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MikeWaters · 02-13-2014, 04:35 PM

I was looking at the FAQ for Kiva. So as a lender to Kiva you don't actually get back any profit or interest, right?

If I put in $100, the max I get back is $100?

I'm not entirely sure what the point is of having individual loanees. Doesn't that just increase the risk? Wouldn't it be easier to invest in the field bank and get a more guaranteed return?

Obviously the point of this is not to make money. But I'm trying to understand what makes sense and what doesn't.

02-13-2014, 04:35 PM	#5
MikeWaters Demiurge Join Date: Aug 2005 Posts: 36,365	I was looking at the FAQ for Kiva. So as a lender to Kiva you don't actually get back any profit or interest, right? If I put in $100, the max I get back is $100? I'm not entirely sure what the point is of having individual loanees. Doesn't that just increase the risk? Wouldn't it be easier to invest in the field bank and get a more guaranteed return? Obviously the point of this is not to make money. But I'm trying to understand what makes sense and what doesn't.