Quote:
Originally Posted by ERCougar
I was notified by email. I guess they're going to be sending me a letter in the next few days.
But back to my question--does it affect my credit score to apply for a limit increase? Or should I just pay it off? I could pay it down, but I'm saving for a down payment on a house, and since we don't have a house picked out yet, I'm not sure how much I'll need. I would like to have 20% to avoid the PMI.
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I hope you're not doing this to be able to buy one of those unsafe trampolines.