http://health.usnews.com/articles/he...cally-ill.html
Certainly many uninsured choose to be that way (young & healthy) but there are many who struggle with serious, chronic, (expensive) illness.
The combination of paying out-of-pocket & having catostrophic insurance for the big stuff is inadequate for this category of people, essentially the "untouchables" in the current market.
Are there conservative models that mandate a standard of coverage without penalties for the genuinely unfortunate? (eg, type I diabetes, inherited heart disease, kidney disease, etc.)