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Originally Posted by Zulu451
If motorcycle accidents just killed people that would not be the problem. Hey, you are dead and no longer a burden to your family, friends or society in general. It is the guys who survive their accidents, and are taking the short bus to school and work for the rest of their lives. They are the ones who sit around drooling all over themselves while their wife wipes their butt for them and they get blendered cheeseburgers pushed through their gastric feeding tubes for the next 25 years while they wait for the impending painful death from a pneumonia. YOU WISHED YOU WERE DEAD!
If someone wants to ride a motorcycle, you should pay more than me for health and life insurance. Same as the two fat chicks on my avatar. You have increased risk, you should shoulder that increased risk.
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And yet insurance for motorcycles is actually less than for other vehicles, since the motorcyclist presents less threat to others around him. Maybe the motorcyclist assumes greater personal risk to life and limb, but the SUV driver represents a greater threat to those around her, and contributes to pollution levels that cause increased risk of asthma.
If EVERYONE rode motorcycles, and if leather and helmets were required by all, and if trucks were confined to one slow lane of traffic, you would see a lot of broken limbs and road rash and a lot less death. Why should the motorcyclist assume the extra liability? It is the other cars that present the risk to the motorcyclists, and not the other way around. Motorcyclists live in a dangerous world, as Mike pointed out, where accidents are usually caused by others. Drivers need to learn how to look out for motorcyclists. A lot of drivers claim they don't see motorcyclists, but the truth is they simply usually aren't looking for them.
I am well aware that motorcyclists assume risks, because when you get run over by a fool in an SUV who is on a cel phone and not paying attention to the road, and then cuts into the HOV lane and knocks you off your bike before running over your leg, 'fault' will be a moot point. But passing on the liability of a road full of those idiots in SUVs to the motorcyclists is like telling a rape victim that she was responsible for the rape because her jeans were too tight.