[jay santos]

Originally Posted by bYuPride

at a local high school near my work on how to stay out of debt. i'm supposed to take up probably 5-10 minutes. I have a few thoughts I'd like to share.

1. The first thought I want to drill in their heads is when they take home their pay check they should be thinking "what can I do with this money to make more money." Whether it be to just throw it into a savings account or use it to buy things to make them more money, ie. lawn mower, supplies to detail cars, etc. plant the seed for those that have that entrepenuerial spirit.

2. Track your spending! Know what you have in your account at all times and only buy things you

3. Don't be an emotional spender. Ladies, when you are shopping at BCBG and you find that pair of shoes you just have to have, take a deep breath, walk out of the store and clear your head. If after a while you still feel like you have to have them and it's in your budget, go for it.

4. Be smart. Don't spend more than you have.

I have a bunch of other thoughts, but I'm not good at organizing my thoughts for stupid stuff like this. I tend to over analyze it and go off on tangents (a trait I learned from my dad) So any help would be appreciated...

Use cash.