People in their 30s are much more likely to end up permanently disabled before 65 than dead before 65. We don't have it yet, but I think it's a wise investment. I have no idea about your plan, though.
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Tobias: You know, Lindsay, as a therapist, I have advised a number of couples to explore an open relationship where the couple remains emotionally committed, but free to explore extra-marital encounters.
Lindsay: Well, did it work for those people?
Tobias: No, it never does. I mean, these people somehow delude themselves into thinking it might, but...but it might work for us.
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