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Search took 0.01 seconds. Search: Posts Made By: jay santos
Forum: Current Events 01-25-2007, 03:41 AM
Replies: 38
Views: 3,934
Posted By jay santos
Those are also important issues. I'm not...

Those are also important issues. I'm not passionate about those issues, but they are very important.

I'm interested in lowering health care costs. Health care costs have grown at triple...
Forum: Current Events 01-25-2007, 03:23 AM
Replies: 38
Views: 3,934
Posted By jay santos
Good ratios for a health insurance company is a...

Good ratios for a health insurance company is a 15% med loss ratio, which is 1 - health care cost/revenue, similar to gross margin.

And then SG&A of 7-10% which equates to 5-8% OI.
Forum: Current Events 01-25-2007, 01:54 AM
Replies: 38
Views: 3,934
Posted By jay santos
A gov middleman would still have the SG&A costs,...

A gov middleman would still have the SG&A costs, they just wouldn't require the 5% profit. You save 5% profit but costs balloon because no one is managing them.

It would be good for you in the...
Forum: Current Events 01-25-2007, 01:51 AM
Replies: 38
Views: 3,934
Posted By jay santos
Your industry is actually a good model to follow....

Your industry is actually a good model to follow. You have LCSW's that are a dime a dozen that insurances can send a lot of patients to for $50 an hour, then you have psychologists that make more,...
Forum: Current Events 01-25-2007, 01:48 AM
Replies: 38
Views: 3,934
Posted By jay santos
Insurance companies make very small margin:...

Insurance companies make very small margin: 5-10%. They cut costs by managing the docs. With a government middleman, costs would rise way more than the cost insurance companies add.
Forum: Current Events 01-25-2007, 01:45 AM
Replies: 38
Views: 3,934
Posted By jay santos
Yeah I'm familiar with PA's. I take my kid into...

Yeah I'm familiar with PA's. I take my kid into the "doctor", wait an hour, see a PA for 5 minutes, and pay him almost a hundred bucks. That's not what I have in mind.

Nothing personal against...
Forum: Current Events 01-25-2007, 01:17 AM
Replies: 38
Views: 3,934
Posted By jay santos
A couple responses: 1. Many types of...

A couple responses:

1. Many types of doctors are making $300,000 much sooner than your 17 years post high school. I do believe that number is artificially high due to the supply choke on # of...
Forum: Current Events 01-23-2007, 10:49 PM
Replies: 38
Views: 3,934
Posted By jay santos
Health care is one area I don't believe simple...

Health care is one area I don't believe simple free market economics will drive to a positive solution for all.

I wouldn't mind seeing some alternatives that involved government policy, but I...
Showing results 1 to 8 of 8

 
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