Like Niku, well over 15K but that was planned/paid off in one billing cycle. We never carry a balance.

I don't like debt. I don't think I've ever even had a balance of more than $500 on any credit card.

For those of you who revolve a balance, I thank you. Odds are at least some of you are doing it on our cards.

Wow, when I had a balance of $4,500 and didn't pay it I though I was one of the major credit card owers in America.

Looked like I was probably 6 months away from paying it off, so I went to my folks and offered them 10% and they took it. I knew my Mom wouldn't want the banks getting 18% out of me for more than one month.